Why do so many people hyperspend? Prior to the economic reversals we have recently encountered, most people had similar sets of beliefs about the positive relationship between spending on products and happiness. But in reality, increased spending does not make one more satisfied with life overall. For many people, it actually has the opposite effect. But, conversely, who are those who are happy? Typically they are those who spend below their means while building wealth and ultimately becoming financially secure.
1. I agree that many people think that if they buy this or that (bigger house, new car, boat, etc.) that they will be happier.
2. I also agree that purchasing things just to make yourself more happy usually doesn't work.
3. Those things said, I do believe that purchasing SOME extras that you can afford and are within your budget will give you more enjoyment in life.
4. There is a security and "happiness" associated with being financially secure that's very real. For instance, I haven't had much distress over the recent economic meltdown. Sure, I was disheartened when my net worth plunged initially, but I stuck it out, kept investing, and now its back. But other than that, I've had zero financial worries. A key part of this is that my job is secure and our company is doing very well (record year for the fiscal year that just ended), so if my job was to disappear, things would be different. Even if that did happen, I've built up a good reserve and would be able to make it through the storm until I found another position. So I can see what he means -- that those who spend less than they earn and build wealth are happier than most.
:
Tidak ada komentar:
Posting Komentar